Car Finance Checks | Start Your Car Finance Claim Now

Find My Agreements

Have you been a victim
of Mis-Sold Car Finance?

Have you been a victim of Mis-Sold Car Finance?

Bought a car, van, or motorbike on finance? You could be owed thousands in compensation.

Don’t miss out - find out if you could be eligible for thousands in compensation.

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Instant Eligibility Check

Expert Help

Find My Agreements

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Has your car finance been mis-sold?

Most people don’t realise they could be eligible for a claim. With Car Finance Checks, you can see if you’re affected in minutes, and connect with Slater and Gordon Lawyers, a leading UK law firm to support your case.

Undisclosed or hidden commission

An estimated 95% of vehicle finance agreements from April 2007 to the present day included commission payments. Most consumers were unaware of these commissions, meaning they couldn’t give informed consent. As a result, these agreements were likely mis-sold, and affected consumers may be entitled to compensation.

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Inflated prices and interest rates

Before the FCA banned Discretionary Commission Arrangements (DCAs) in 2021, car dealerships could receive higher commissions by signing people up to loans with higher interest rates. Even where there was no DCA, car dealerships could make a fixed commission. This means many people overpaid on interest, potentially costing them thousands of pounds

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Sales people mis-leading you

Hire purchase (HP) and personal contract purchase (PCP) deals are popular but not always the best fit. If salespeople didn’t clearly explain your options, you might be stuck with the wrong contract.

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Failure to conduct affordability checks

Credit brokers and lenders must ensure loans are affordable by checking your financial situation. If they failed to do this, you could be stuck in an unaffordable agreement. You may be eligible for compensation.

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How does it work?

Companies don’t always play fair—but you don’t have to let them get away with it. We will help you check if you’re owed money and take action.

Find Your Agreements

Use our free calculator to uncover potential finance claims since 2007 in just two minutes.

Check Your Eligibility

Our dedicated legal team will carefully prepare and submit your finance claim, managing everything from start to finish.

The Finish Line

If you’ve had multiple finance agreements, you could make more than one claim - each potentially worth thousands.

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Can I make a car finance claim?

Many people don’t realize they were mis-sold car finance, especially if hidden commissions or extra costs were involved. If any of the following apply to you, you could be eligible for compensation.

You have ever bought a car using a finance arrangement (such as a hire purchase or personal contract purchase)

You were not aware of the commission being made to the dealership at the time of purchase

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What comes next?

As the leading law firm behind the historic £193 million Volkswagen Emissions settlement, we understand the importance of keeping you informed throughout your case.

Day 1-2

Letter to lender

Slater and Gordon Lawyers will reach out to your finance lender on your behalf. They’ll handle the paperwork and negotiations, working to secure the compensation you deserve.

Day 14

Reply expected

After your complaint is submitted, your lender should respond or at least acknowledge it. Our team will monitor the process and keep you informed, ensuring you’re updated on your claim’s progress.

4 December 2025

Deadline

The FCA will conclude their investigation in December and announce if you will receive compensation. Until then, we’ll keep you informed on all of the latest updates that could affect your claim.

After December 2025

Final Response Letter

The FCA will be mandate your lender to provide a Final Response Letter, which should determine if you receive compensation as part of a redress scheme.

Frequently Asked Questions

Am I eligible to make a car finance claim?

Are all types of vehicle financing eligible to make a claim?

How do I sign up to make a car finance claim?

Am I affected by the car finance scandal?

Can I claim for multiple finance agreements?

How long will the claim take?

Why choose Slater and Gordon?

Am I eligible to make a car finance claim?